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  Remit2India FAQ
Remit2India FAQ

The Basics
Who can use Remit2India?

Which currencies can I remit?

Why should I trust Remit2India?

Why is Remit2India safe?

What type of payments can I make through Remit2India?

Can I send money to my NRE accounts?

What role does UTI Bank play in Remit2India?

Is the money sent through Remit2India taxable for my beneficiary?

How is Remit2India better than alternate modes of remitting money to India?


Online Transfer
What is Online Transfer?

What is Automated Clearing House (ACH)?

What is the relationship between Online Transfer and ACH?

How do I use Online Transfer at Remit2India?

How do I get my bank account to be directly debited verified by Remit2India?

How long will it take me to begin transacting with Direct Debit?

How long will it take for my remittance sent through Online Transfer to reach my family?

What is an ABA/ Routing Number?

Why does my Online Tracker show 'Funds in Clearing' when it is a Online Transfer transaction?


Sending Money
What forms of payment does Remit2India accept?

Can I send cash through Remit2India?

Does Remit2India accept my payment online through Credit Card or Debit Card?

What is the advantage of using a wire transfer to pay for Remit2India?

What is the advantage of using the Online Transfer facility at Remit2India?

Where are the Remit2India Lockbox locations to which the check has to be mailed?

Why do I see 'Funds in Clearing' in my online tracker when my account has already been debited?


Receiving Money
How is the money delivered to my beneficiary in India?

Which locations in India can I remit money to?

How long will it take for the beneficiary to receive the money?

In what form will the beneficiary receive the money?

When do you update the delivery details against my Remittance Reference Number?

What happens if I enter an incorrect beneficiary address?

Do I or the beneficiary need to have an account with UTI Bank?


Direct Deposit into bank account
What is the Direct Deposit facility of Remit2India?

How do I avail of the Direct Deposit facility?

Which banks are covered in the Direct Deposit facility?

What are the advantages of using Remit2India's Direct Deposit facility?

Are there any extra charges for using this service?


Online Transfer (For UK customers only)
What is the Online Transfer/Customer Initiated Payment (CIP) Mode?

How can I use the Online Transfer mode to send money to India?

How long will it take for my remittance sent through Online Transfer to reach my family?

Are there any extra charges applicable for using the Online Transfer mode to send money to India?


Online Transfer (For Singapore customers only)
What is the Online Transfer Mode from the Singapore?

How can I use the Online Transfer mode to send money to India?

Are there any extra charges applicable for using the Online Transfer mode to send money to India?


Online Transfer (For UAE customers only)
What is the Online Transfer Mode from the U.A.E?

How can I use the Online Transfer mode to send money to India?

Are there any extra charges applicable for using the Online Transfer mode to send money to India?

How long does it take to send money to India from U.A.E?


Standing Instructions
What is the Standing Instructions facility?

Who can use the Standing Instructions facility on Remit2India?

How does it work?

How many standing instructions can I book at a time?

How do I know the status of my Standing Instructions?

Which payment modes currently support the Standing Instructions facility?

Can I modify a Standing Instruction I have already booked?

What are the frequency options available under the Standing Instruction facility?

Are there any additional charges for using the Standing Instructions facility?

Are the transactions booked under a Standing Instruction different from my normal remittances?

Can I cancel a Standing Instruction?

Can a remittance that is due under a Standing Instruction bounce?

Can the date of a remittance booked under a Standing Instruction be different from the next due date?

What happens if I book a monthly Standing Instruction on the 31st of a month?


Fees, Charges and Limits
How much can I send through Remit2India?

How much does it cost me to use Remit2India?

What is the exchange rate applied on my remittance?

Why is the exchange rate applied on my remittance different from what is available with Newswires and websites such as Economic Times Online?

Are there any transaction limits on using Remit2India?

Is there a limit on the number of beneficiaries that I can send money to India?

What are the fees and limits for using Online Transfer?


Charitable Donations
Can I donate to a charitable organization through Remit2India?

How do I donate to a charitable organization?

How much can I donate through Remit2India?

Which organizations can I currently donate to?

How do I receive confirmation that my money has been received by the charitable organization?

Are there any additional charges to donate through Remit2India?


Using Remit2India efficiently
What should I do to ensure that my remittance goes through without a problem?

What is the Remittance Reference Number?

Why do I have to write the Remittance Reference Number on the memo area of the check?

I don't have a printer to print the Confirmation of Remittance Instruction Page. Can I still use Remit2India?

How do I mail my check to UTI Bank?

Can I change my mind on how I want to send money after I book my remittance?


Remitting from Australia   Remit Now
Can I send money to India from Australia?

How much does it cost to send money from Australia?

How much can I send from Australia in a single transaction?

What are the payment modes currently supported in Australia?

How long does it take to send money to India from Australia?


Remitting from Canada   Remit Now
Can I send money to India from Canada?

How much does it cost to send money from Canada?

How much can I send from Canada in a single transaction?

What are the payment modes currently supported in Canada?

How long does it take to send money to India from Canada?


Remitting from United Kingdom   Remit Now
Can I send money to India from UK?

How much does it cost to send money from UK?

How much can I send from UK in a single transaction?

What are the payment modes currently supported in UK?

How long does it take to send money to India from the UK?


Remitting from Euroland   Remit Now
Can I send money to India from Euroland?

From which countries can I send money through Remit2India?

How much does it cost to send money from Euroland?

How much can I send from Euroland in a single transaction?

What are the payment modes currently supported in Euroland?

How long does it take to send money to India from Euroland?


Remitting from Japan   Remit Now
Can I send money to India from Japan?

How much does it cost to send money from Japan?

How much can I send from Japan in a single transaction?

What are the payment modes currently supported in Japan?

How long does it take to send money to India from the Japan?


Remitting from Singapore   Remit Now
Can I send money to India from the Singapore?

How much does it cost to send money from the Singapore?

How much can I send from the Singapore in a single transaction?

What are the payment modes currently supported in the Singapore?

How long does it take to send money to India from the Singapore?


Remitting from United Arab Emirates   Remit Now
Can I send money to India from the U.A.E?

From which countries can I send money through Remit2India?

How much does it cost to send money from the U.A.E?

How much can I send from the U.A.E in a single transaction?

What are the payment modes currently supported in the U.A.E?

How long does it take to send money to India from the U.A.E?


Keeping you informed
Can my transaction be reversed or revoked?

How do you keep me informed of the status of my remittance?

What happens if my check bounces?

Who helps me if I have a problem?


More about ATM Card
What is a ATM Card?

What are the benefits of the ATM Card?

How do I get a ATM Card for my Beneficiary?

How long would it take for the beneficiary to procure the ATM Card?

What happens once the beneficiary receives the ATM card?

Who informs the beneficiary about the card?

Is it mandatory to complete a remittance along with the first time issuance of the ATM Card?

When would the money be credited for the first remittance, which is done along with card issuance?

Is there any limit of withdrawal/ purchases made through the card?

Are there any additional costs for procuring ATM card?

What happens in case of loss/theft of the card?

What is the validity of this card?

Is this card transferable?

Is the ATM Card available across all cities in India?

The Basics :
Who can use Remit2India?
Any person/organization who wishes to make a payment (in foreign currency) to an individual/organization in India (in Indian Rupees) can use Remit2India.
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Which currencies can I remit?
You can now send your remittance in U.S Dollars, Canadian Dollars, Singapore Dollars, Pound Sterling, Euro, Japanese Yen, Arab Emirates Dirham and Australian Dollar. The remittance will be made to your beneficiary in India in Indian Rupees only.
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Why should I trust Remit2India?
Remit2India is brought to you by The Times of India Group. With over 150 years of service to the nation, The Times of India is a household name in India. The money transfer activity is done by UTI Bank, one of the biggest private banks in India. UTI Bank is promoted by Unit Trust of India, a trusted institution for decades. The objective of Remit2India, in keeping with the founding principles of our sponsors and partners, is to provide value, convenience and most importantly, transparency and security to all customers.
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Why is Remit2India safe?
Remit2India does not share your personal information with any third party (unless, of course, required to do so by law!). Read our Privacy Policy. We do not take your credit card information. When you pay through Remit2India, you send us a Check, Wire Transfer or an Automated Clearing House Online Transfer which means, no debits appear in your bank account unless you have personally authorized it. All transactions are on fully secure encrypted lines, and your data is stored on our machines, which are behind state of the art firewalls, and have gone through extensive security tests.
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What type of payments can I make through Remit2India?
Inward remittances such as remittances towards family maintenance, remittances from foreign tourists visiting India, are allowed by the RBI to be received under the arrangement. Trade related remittances or remittance for purchase of property, investment, remittance for credit to remitters' NRE/FCNR accounts, any type of donations etc. are also covered under the arrangement.
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Can I send money to my NRE accounts?
Yes. You can now send your money into your NRE account in India.
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What role does UTI Bank play in Remit2India?
UTI Bank undertakes the money transfer activity for your transactions. Which means, the money you send is managed entirely by UTI Bank, from clearing your checks or receiving your wire transfers to converting your funds to Indian Rupees and issuing the Demand Draft in favor of the beneficiary or directly depositing into the bank account. TimesofMoney provides the technology platform, which makes the information tracking possible.

As a result, if your beneficiary has an account with UTI Bank, the process is speeded up by virtue of a Direct Deposit to your beneficiary's account rather than dispatch of a Demand Draft. This Direct Deposit facility is also available for 53 other banks in India.
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Is the money sent through Remit2India taxable for my beneficiary?
No. This money is income earned by you overseas, and you have already paid taxes there. Your beneficiary need not pay tax on this money again once it is remitted to India.
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How is Remit2India better than alternate modes of remitting money to India?
Remit2India charges you a very low transaction fee. This is the only fee you pay, and there are no hidden charges. Compare this with competitors who send the money to your beneficiary net of courier and Demand Draft charges. Or with traditional ways of sending money home, such as buying Demand Drafts (which involves the trouble of going to your bankers and delay in the mail) or sending a foreign currency check (which can take several weeks to clear).

What's more, you can have the money directly deposited in accounts with 54 banks across the country.
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Direct Debit :
What is Online Transfer?
Online Transfer is the completely online way to send money through Remit2India. It uses the Automated Clearing House (ACH) network to directly debit your account, and transfer the funds to us. Currently this service is only available to customers in the U.S.
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What is Automated Clearing House (ACH)?
ACH stands for Automated Clearing House. The ACH Network is a highly reliable and efficient nationwide electronic funds transfer system governed by the NACHA (National Automated Clearing House Association) operating rules, which authorize inter-bank clearing of electronic payments.
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What is the relationship between Online Transfer and ACH?
Remit2India uses the ACH Network to "directly debit" your bank account based on your instructions whenever you use Direct Debit at Remit2India.
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How do I use Online Transfer at Remit2India?
  • After you register at Remit2India and select Online Transfer to transfer money, you have to provide a few basic Bank Account details such as your Account Name and Number as well as your Routing (ABA) Number.
  • Your details will be verified through a statutory verification process, which takes 3 working days.
  • Once your account is activated, we will notify you by e-mail. However you can continue with your transaction. The transaction will be completed subject to verification of your account.
  • To prevent misuse of your account, a nominal amount will be debited and credited to your account. It is vitally important for you to refer to your Bank Statement and enter the exact amount in the space provided on our site.
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How do I get my bank account verified by Remit2India?
The Online Transfer facility is intended to give you a truly online experience with unmatched convenience and security. Getting started is easy:
  1. Click on “Online Transfer Accounts” and choose “Add”
  2. Provide basic Bank Account details such as your Account Name and Number as well as your Routing (ABA) Number for the bank account you wish to use for the purpose
  3. We initiate a verification transaction into the bank account mentioned by you, which takes 3 days. Once these transactions are successful, we send you an email to visit the Remit2India site to verify your account.
  4. Check your bank account statement and enter the details of the transactions passed by Remit2India on the website.
  5. If the details match the actual transactions passed by us, you are ready to start using your account to transact!
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How long will it take me to begin transacting with Online Transfer?
You can start transacting immediately after completing your registration at Remit2India. However the funds from your transaction will be released subject to verification of your account details. We will conduct a statutory verification process, which is simple, fast and takes just 3 working days.
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How long will it take for my remittance sent through Online Transfer to reach my family?
Your funds could reach your family as fast as 3 working days, from the time you book a remittance. There will be no additional charges from your bank.
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What is an ABA/ Routing Number?
The ABA (American Bankers Association) Number or Routing number is also called a "Routing Transit" number. It is an identification number assigned to each financial institution and each branch office of that financial institution. It was developed by the American Bankers Association in 1910 to help route payments among banks. Perhaps the most important thing to keep in mind about the ABA/Routing number is that without it transmitting funds is not possible.
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Why does my Online Tracker show 'Funds in Clearing' when it is a Online Transfer transaction?
Though it is a Online Transfer transaction, we do not receive the credit immediately and hence the status may show as 'Funds in Clearing'. However, you need not worry, as there would be no delay in sending the money to your family in India.
What is the Online Transfer Mode from the U.A.E?
The Online Transfer/Customer Initiated Payment (CIP) mode is the completely online mode of sending money through select bank accounts in the United Arab Emirates to your loved ones in India.<
How can I use the Online Transfer mode to send money to India?
If you have a bank account with Standard Chartered Bank, HSBC or Citibank or Mashreq Bank in the U.A.E, you can transfer money to India online. Depending on the bank, the process is as under :
  • Standard Chartered Bank

  • You need to log on to your Net Banking account with Standard Chartered Bank and add the UTI Bank account details as a beneficiary for your Internet account. Your bank would add the beneficiary in 3 working days after which you can directly transfer money from your account to the UTI Bank account.

  • HSBC

  • You need to log on to your Net Banking account with HSBC and initiate a transfer in favour of the UTI Bank account mentioned on our website. Please note that the transfer needs to be made with Dirhams (AED) as the originating currency only.

  • Citibank

  • You need to log on to your Net Banking account with Citibank and initiate a transfer in favour of the UTI Bank account mentioned on our website. Please note that the transfer needs to be made with Dirhams (AED) as the originating currency only. Please note that there may be additional charges levied by Citibank for the transfer.

  • Mashreq Bank

  • You need to log on to your Net Banking account with Mashreq and initiate a transfer in favour of the UTI Bank account mentioned on our website. Please note that the transfer needs to be made with Dirhams (AED) as the originating currency only.
Are there any extra charges applicable for using the Online Transfer mode to send money to India?
Remit2India does not apply any additional charges for the transfer. However, there could be a charge levied on your transaction, by your bank.
How long does it take to send money to India from U.A.E?
In the case of a wire transfer, the money could be delivered to your beneficiary in India as fast as 48 hours (2 working days). For Online Transfers, the time taken would depend on the bank you are sending money from. You can currently send money through your Internet Banking account with Standard Chartered, HSBC, Citibank or Mashreq Bank in the U.A.E.
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Direct Debit (For UK customers only) :
 
What is the Online Transfer/Customer Initiated Payment (CIP) Mode?
The Online Transfer/Customer Initiated Payment (CIP) mode is the completely online mode of sending money through your bank account in the United Kingdom to your loved ones in India.
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How can I use the Online Transfer mode to send money to India?
Through this mode you can directly debit your account through Internet Banking and send the money to us. We will then send the money to your beneficiary in India. You can send money to us through the BACS (Bankers Automated Clearing Service) option. After filling the transaction details on our site, you will need to access your Internet Banking account and transfer the money to Remit2India's account in the UK. You will also need to enter the 'Internet Banking Trace Number' of your transaction on to the Remit2India site. You can enter this number while booking the transaction on the site or even later, through the Online Tracker facility.

You need to ensure that the Internet Banking Trace Number is entered on to the site in order to process the transaction.
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How long will it take for my remittance sent through Online Transfer to reach my family?
The time taken to process the transaction through the BACS mode would be 4 working days.
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Are there any extra charges applicable for using the Online Transfer mode to send money to India?
Remit2India does not apply any additional charges for the transfer. However, there could be a charge levied on your transaction, by your bank.
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Direct Debit (For Singapore customers only) :
 
What is the Online Transfer Mode from the Singapore?
The Online Transfer/Customer Initiated Payment (CIP) mode is the completely online mode of sending money through select bank accounts in Singapore to your loved ones in India.
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How can I use the Online Transfer mode to send money to India?
If you have a bank account with Citibank, HSBC, Standard Chartered, DBS or OCBC, you can use your Internet Banking service to transfer money to the UTI Bank account in Singapore.

All you need to do is log in to your Internet Banking account, add UTI Bank as a beneficiary, and transfer money to the UTI Bank account.
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Are there any extra charges applicable for using the Online Transfer mode to send money to India?
Remit2India does not apply any additional charges for the transfer. However, there could be a charge levied on your transaction, by your bank.
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Sending Money :
 
What forms of payment does Remit2India accept?
Currently, we support the following forms of payment:
In the United States
1. US Dollar checks drawn on a U.S. bank
2. Wire transfer from your U.S. Bank account into UTI Bank's account in the United States of America.
3. Online Transfer using the Automated Clearing House(ACH) Network from your U.S. bank account into UTI Bank's account in the United States Of America.

In Canada
1. Wire transfer from your Canadian Bank account into UTI Bank's account in Canada.
The Check mode is temporarily not available. It will be available in a short time.

In the United Kingdom
1. Wire transfer through the BACS clearing system in the UK.
2. Directly debiting your bank account by making an online Customer Initiated Payment (CIP) favouring Remit2India through an Internet Banking account in the UK.
3. Pound Sterling check drawn on a bank in the U.K

In Euroland
1. Wire Transfer from your Euro bank account in any of the 15 Euro Countries.

In Japan
1.Wire transfer from your Japanese Bank account into UTI Bank's account in Japan.

In Singapore
1.Local Wire Transfers from your account with any bank in Singapore.
2. Online Transfer from your Internet Banking account with Standard Chartered Bank, HSBC, Citibank, DBS or OCBC.

In the U.AE
1. Wire Transfer from your Dirham bank account in any of the 7 Emirates. These include Abu Dhabi, Ajman, Al Fujayrah, Ash Shariqah, Dubai, Umm al Qaywayn and Ra's al Khaymah.
2. Online Transfer from your Internet Banking account with Standard Chartered Bank, HSBC or Citibank

In Australia
1.Wire transfer from your Australia Bank account into UTI Bank's account in Australia.

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Can I send cash through Remit2India?
No, we accept only check payments, wire transfers, direct debits from your bank account and CIP payments through Internet Banking currently. However, we are developing other forms of payment, and will introduce them shortly.
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Does Remit2India accept my payment online through Credit Card or Debit Card?
No. You can currently pay through checks in the U.S or U.K, wire transfers in the US, Canada, UK, U.A.E ,Euroland, Japan ,Australia or you may directly debit your bank account in the US ,U.K, and Singapore.Currently we do not support Credit Card/Debit Card payment modes.However we are exploring these options.
 
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What is the advantage of using a wire transfer to pay for Remit2India?
Checks typically take 5 days for the funds to reach your beneficiary. When you pay using a wire transfer, we receive the money overnight from your bank, ensuring that your remittance can be processed immediately. In short, using a wire transfer to pay for your remittance saves you up to 5 days on the time taken to deliver the funds to your beneficiary. Wire Transfers through the BACS clearing system in UK. may take upto 3 days before we receive the money from your bank into our account in the UK. However some banks may also offer a transfer through the SWIFT network which takes 1 day for us to receive the funds (SWIFT transfers might involve charges levied by your local bank).
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What is the advantage of using the Online Transfer facility at Remit2India?
When you send money from your Bank account in the U.S using Online Transfer, we receive the money in 3 working days from your bank at no extra cost to you. This ensures that your remittance can be processed much sooner and in turn be delivered faster to your beneficiary. Also, you do not have to go any place to mail a check, saving you trouble and time. In short, using Online Transfer saves you valuable time and effort and reaches your remittance to your beneficiary much faster.
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Where are the Remit2India Lockbox locations to which the check has to be mailed?

  United States    
       
  UTI Bank Ltd. Los Angeles : Remit to India (UTI Bank), P.O. Box 516521,Los Angeles, CA 90051-7801
  UTI Bank Ltd. New York : Remit to India (UTI Bank), P.O. Box 9021, New York, NY 10256-9021
       
  Canada : The Check mode is temporarily not available. It will be available in a short time.
       
  United Kingdom : UTI Bank Ltd
Deutsche Bank AG London
PO Box 626,Doncaster
DN4 5YW
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Why do I see 'Funds in Clearing' in my transaction history when my account has already been debited?
There is generally a gap between the time that your account is debited and the time that we receive the credit hence the status would show as 'Funds in Clearing'. However, you need not worry, as there would be no delay in sending the money to your family in India.
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Receiving Money :
 
How is the money delivered to my beneficiary in India?
A Courier will deliver a locally payable Demand Draft to your beneficiary. We have an alliance with a globally renowned courier company to ensure the highest standards of safety and service. In case the beneficiary has an account with any of our 54 partner banks, and the details are added on the site, Remit2India can directly deposit into the account of the beneficiary.
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Which locations in India can I remit money to?
We currently support over 6000 locations in India. You can find a list of these locations here. If you would like us to add a location, please send us an email at remit2India@timesofmoney.com and we will endeavor to do so at the earliest.
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How long will it take for the beneficiary to receive the money?
Checks: From the day the check is received at any of our locations, the money would be dispatched to your beneficiary in India after 6 working days, if you are in USA or UK.

Wire Transfer: Wire transfers typically reach UTI Bank's account overnight from the day you initiate them, though you should check with your bank for the actual time taken. The money would be dispatched to your beneficiary in India within 48 hours (2 working days).

Wire Transfer in UK: The Wire Transfer through the BACS clearing system in UK. may take up to 3 days for clearing after which the money would be dispatched from our end.

Online Transfer: The money would be dispatched after 3 working days through the Online Transfer system, from the time you book your transaction. This service is currently available only in the United States.

Online Transfer/Customer Initiated Payments: The money would be dispatched in as low as 4 working days from the time of transfer through the BACS mode used to initiate the CIP.This facility is also available in Singapore.

Note: If your beneficiary has an account with any of our 54 partner banks, the funds are directly credited into their account within 48 hours of the day we receive them.
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In what form will the beneficiary receive the money?
Your beneficiary will receive Indian Rupee funds in the form of a Demand Draft, payable at the location you have chosen while booking the remittance. In case the beneficiary has an account with any of our 54 partner banks, and the details are added on the site, Remit2India can directly deposit into the account of the beneficiary.
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When do you update the delivery details against my Remittance Reference Number?
Typically, the status update is done 24-48 hours after delivery to your beneficiary. Until then your remittance will show 'In Process' although the funds have been delivered. If the Demand Draft was sent by Registered Post, which happens if your beneficiary's address is unreachable through courier, a delivery confirmation might not be reliable.
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What happens if I enter an incorrect beneficiary address?
"If the primary address of the beneficiary is wrong, the courier returns the Demand Draft to us. We send you an email and ask you what to do with your funds. You will then need to book a fresh remittance request and instruct us in the "Personal Message to Beneficiary" field to use the funds of your earlier remittance request number for the purpose of the new remittance booked by you."
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Do I or the beneficiary need to have an account with UTI Bank?
No. This is not necessary, though it will speed up the process tremendously if your beneficiary has an account with UTI Bank. In this case, the funds will be deposited directly into your beneficiary's account, eliminating the time involved in courier delivery, and saving the beneficiary the bother of depositing the Demand Draft into their account. This Direct Deposit facility is also available for 53 other partner banks across India.
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Direct Deposit into bank account :
 
What is the Direct Deposit facility of Remit2India?
Remit2India's Direct Deposit facility is the quickest and most convenient way for your beneficiary to receive the money in India. By providing some basic bank details, it allows you to directly deposit the money into your beneficiary's account in India.
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How do I avail of the Direct Deposit facility?
To avail of the Direct Deposit facility in the 54 banks listed, all you need to do is add the bank details of your beneficiary's account in India (Bank name, Bank branch, Account number and Type of Account) in your address book and whenever you wish to send money to the beneficiary will be directly deposited into this bank account.
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Which banks are covered in the Direct Deposit facility?
Remit2India's Direct Deposit facility encompasses some of the top banks in India.Click here to see the list of Banks
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What are the advantages of using Remit2India's Direct Deposit facility?
With Remit2India's Direct Deposit facility you save on the time it takes in sending a demand draft by courier to the address of your beneficiary. Also, it saves a lot of trouble for your beneficiary, as he or she does not have to go to the bank and deposit the draft - the money gets directly deposited!
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Are there any extra charges for using the Direct Deposit facility?
No. There are no extra charges.
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Standing Instructions :
 
What is the Standing Instructions facility?
This facility gives you the option to make recurring payments through a one-time standing instruction with Remit2India. The remittance instructions are automatically booked as per the schedule decided by you and the payments will reach your beneficiary automatically! You will be kept informed on the site as well as via e-mail about the same.
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Who can use the Standing Instructions facility on Remit2India?
Currently NRIs who would like to send money home from the United States can use the Standing Instructions on Remit2India.
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How does it work?
  • Choose the "Standing Instructions" link on the left panel on the Remit2India homepage
  • Add beneficiary details in case they have not been added on Remit2India
  • Add your bank account details for direct debits, if they have not been added on Remit2India
  • Choose your country, currency and mode of payment
  • Enter all the required information to book the standing instruction that includes the start date, name of your beneficiary, the amount you want to send, periodicity of remittance, your Direct Debit bank account and the total number of payments to be made.
    And that's it! - your remittance instructions shall be booked automatically as per the dates mentioned by you. You shall be kept informed at each stage of the processing. If the due date does not fall on a business day, the processing of the remittance shall be initiated on the next business day.
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How many Standing Instructions can I book at a time?
You may book as many standing instructions as you deem necessary. However, these are subject to the same limits that are applied to normal transactions on Remit2India.
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How do I know the status of my Standing Instructions?
The status of all Standing Instructions and the transactions booked under them is readily available on the site. You are kept informed at each stage of the standing instruction processing through mail. A mail is sent 5 days before your remittance is due to be booked informing you that your account will be debited.
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Which payment modes currently support the Standing Instructions facility?
Our Online Transfer service is the payment mechanism supporting the Standing Instructions facility. This is available only in the United States currently.

To learn more about Online Transfer Click Here.
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Can I modify a Standing Instruction I have already booked?
Yes, you may modify the amount and the total number of transactions due to be booked under a standing instruction. However, if you wish to change other attributes of the standing instruction, you would have to cancel the existing standing instruction and book a new one with the changed information. This modification may take place only if there is no remittance scheduled on the day of modification.
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What are the frequency options available under the Standing Instruction facility?
Your Standing Instructions can be booked on a monthly, bi-monthly, quarterly, or half-yearly basis.
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Are there any additional charges for using the Standing Instructions facility
No. There are no additional charges for leaving Standing Instructions on Remit2India. The charges for the remittances booked under Standing Instructions shall be as per the normal transaction charges shown on the site.
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Are the transactions booked under a Standing Instruction different from my normal remittances?
There is no difference between remittances normally booked and those booked under Standing Instructions.
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Can I cancel a Standing Instruction?
Of course! You can revoke your Standing Instruction at any time. However, this would only be applicable if there is no remittance due to be booked on the day of the cancellation.
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Can a remittance that is due under a Standing Instruction bounce?
Yes. If your remittances have crossed the Remit2India weekly or annual limits, your pending standing instruction(s) may bounce. You will be notified of the same through mailers and also while booking normal remittances.

Please note that the Standing Instruction shall remain active even if a particular remittance transaction fails, i.e. subsequent transactions shall be booked as per the schedule specified.
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Can the date of a remittance booked under a Standing Instruction be different from the next due date?
Yes. If the next due date of the Standing Instruction happens to be a non-business day, it shall be booked on the next business day. For example: If your next remittance is due to be booked on a Sunday, then it would be booked on the next business day, i.e. Monday, as Sunday is a non-business day.
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What happens if I book a monthly Standing Instruction on the 31st of a month?
In case a particular month (covered under the Instruction) has only 30 days, the transaction will be booked on the next business day.
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Fees, Charges and Limits :
 
How much can I send through Remit2India?
In the United States individual transactions are capped at USD 7500 for the Check and Wire services. For Online Transfer, the limit is USD 5000 per transaction. Over a week, you may send up to USD 10,000 over multiple transactions.

For remittances from Canada, individual transactions are capped at CAD (Canadian Dollars) 7500 for the Wire transfer service.

For remittances from the UK, individual transactions are capped at GBP (Pound Sterling) 5000 for the Check, Wire and Online Transfer/Customer Initiated Payment modes.

For remittances from Euroland, individual transactions are capped at Euro 7500 for the Wire Transfer service.

For remittances from Japan, individual transactions are capped at JPY 500000 for the Wire Transfer service.

For remittances from Singapore, individual transactions are capped at SGD 8500 for the Wire-transfer and Online Transfer services.

For remittances from the U.A.E, individual transactions are capped at AED 30000 for the Wire Transfer service.

For remittances from the Australia, individual transactions are capped at AUD 5000 for the Wire Transfer service.
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How much does it cost me to use Remit2India?

To use Remit2India from USA the transaction fees are:
Amount (USD) Transaction Fee (USD)
50 - 500 2
501 - 1000 5
1001 - 5000 0
5001 - 7500* 0
* Only available for Check and Wire Services.


To use Remit2India from Canada the transaction fees are:
Currently all transactions are FREE
 

To use Remit2India from UK the transaction fees are:
Amount (GBP) Transaction Fee (GBP)
11 - 700 3
701 - 5000 0
 

To use Remit2India from Euroland the transaction fees are:
Currently all transactions are FREE
 

To use Remit2India from Japan the transaction fees are:
Amount (JPY) Transaction Fee (JPY)
10000-500000 1000
 

To use Remit2India from Singapore the transaction fees are:
Amount (SGD) Transaction Fee (SGD)
500 - 1000 3
1001 - 2000 6
2001 - 10000 9
10001 - 15000 0
 

To use Remit2India from UAE the transaction fees are:
Amount (AED) Transaction Fee (AED)
100 - 30000 15
 

To use Remit2India from Australia the transaction fees are:
Amount (AUD) Transaction Fee (AUD)
11-200 3
201-500 6
501-5000 9
 
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What is the exchange rate applied on my remittance?
The exchange rate will be based on the prevailing rate at the time of converting your funds to Indian Rupees. The rate that is shown to you at the time of booking the remittance, on the online calculator, is only an indicative rate, which can help you arrive at the approximate US/Canadian Dollar, Pound Sterling, Japanese Yen,Arab Emirate Dirham Euro, Singapore Dollar or Australian Dollar amount that you should send. However, the rate shown on the calculator on any day is the actual rate that has been used for all remittances for which funds have been dispatched on that day.
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Why is the exchange rate applied on my remittance different from what is available with Newswires and websites such as Economic Times Online?
The newswires and online information services like The Economic Times Online provide currency exchange rate information that is based on transactions of high volume between banks. While the market exchange rate as reported in such services may be a certain rate, customer transactions are seldom processed at that rate by these services. Given this scenario, we ensure that our rates are better than most similar remittance services.
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Are there any transaction limits on using Remit2India?
Yes. The following transaction limits apply:
In the United States
You may use Remit2India for a minimum of USD 50 and a maximum of USD 7500 per transaction for the Check and Wire services. For Direct Debit the minimum amount is USD 50 and the maximum is USD 5000 per transaction.

In Canada
The minimum amount per transaction is CAD 500 and the maximum is CAD 10000 for the Wire transfer service.

In the United Kingdom
The minimum amount per transaction is GBP 50 and the maximum is GBP 5000 for Wire Transfers and Online Transfer/Customer Initiated Payments.

In Euroland
The minimum amount per transaction is Euro 500 and the maximum is Euro 7500 per transaction.

In Japan
The minimum amount per transaction is JPY 10,000 and the maximum is JPY 500000 per transaction

In Singapore
The minimum amount per transaction is SGD 500 and the maximum is SGD 15,000 per transaction.

In the United Arab Emirates
The minimum amount per transaction is AED 100 and the maximum is AED 30000 per transaction.

In the Australia
The minimum amount per transaction is AUD 100 and the maximum is AUD 10000 per transaction.

Weekly and annual limits based on Remit2India policy may also apply.
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Is there a limit on the number of beneficiaries that I can send money to in India?
No. There are no limits on the number of beneficiaries that you can send money to. You may enter as many beneficiaries as you please in your address book.
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What are the fees and limits for using Direct Debit?(Only for U.S customers)
The amount that can be sent per transaction through Direct Debit ranges from USD 50 - USD 5000. You can carry out a maximum number of transactions in a week.
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Charitable Donations :
Can I donate to a charitable organization through Remit2India?
Yes. You can now donate to a charitable organization through Remit2India
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How do I donate to a charitable organization?
  1. If you're not registered with us, click on 'Register' at the Remit2india site.
  2. Next, click on 'Add Cause' link in the 'Charitable Donations' section, which you will find on the extreme Left column of the site.
  3. Once you select your cause, it will be added to your address book for future use.
  4. To send money, click on 'Donate Now'. Then, choose the country, currency and the remittance mode that you wish to use. That's all!
  5. Remit2India will ensure that your donation is delivered and will also send you an acknowledgement from the concerned charity
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How much can I donate through Remit2India?
You can donate money based on the existing limits offered by Remit2India in your country.
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Which organizations can I currently donate to?
Currently, you can donate to CRY India, Support India,Shree Siddhivinayak Ganapati Mandir Trust, Sardar Patel University – Golden Jubilee Endowment Fund, Helpage India ,Katha and Tirumala Tirupati Devasthanams.
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How do I receive confirmation that my money has been received by the charitable organization?
Apart from the Remit2India confirmations, you will also receive a receipt from the organization to which you have chosen to send the money, which would be mailed to you.
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Are there any additional charges to donate through Remit2India?
No. There would be no additional cost apart from the normal transaction fee charged by Remit2India.
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Using Remit2India efficiently :
 
What should I do to ensure that my remittance goes through without a problem?
There are a few things you should keep in mind to ensure that your money reaches your beneficiary without a problem:
    1. Ensure all your contact details on your registration with us are correct to the last detail. This will help us get in touch with you the moment there is a problem with your transaction.
    2. Enter the details of your beneficiary accurately. If you know the bank account details of your beneficiary, enter them in your address book. This is an added security feature towards ensuring the funds reach your beneficiary in a speedy and safe manner. If your beneficiary has an account with UTI Bank or 53 other top banks in India, the funds will directly be deposited to your beneficiary's account.
    3. If you choose to use a check, be sure to accurately quote your Remittance Reference Number in the memo area on your check, and always attach a copy of the invoice while mailing the check to us.
    4. Make sure that you choose the best location for your beneficiary's DD to be payable at. If you are not sure, check with your beneficiary before you make the remittance.
    5. If you have chosen to mail a check, make sure your check is made exactly to the amount that you entered on the Remit2India website while making the remittance request.
      If you are making a wire transfer, ensure you print the wire transfer instruction shown to you during the transaction and give it to your bank to effect the payment.
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What is the Remittance Reference Number?
The Remittance Reference Number is the unique number displayed on your screen at the time of booking your remittance. This is a vital piece of information that is used by us to track your funds, and is equally important for you for tracking purposes, future enquiries and maintaining your online tracker.

If you are writing a check to UTI Bank, you must remember to write this in the memo area of your check before mailing the check to us.

If you are sending a wire transfer into UTI Bank's account, you will need to ensure that this is clearly legible on your wire transfer instruction printout to your bank.

You can see the status of your remittance at any time by clicking on the Remittance Reference Number in your Online Tracker.
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Why do I have to write the Remittance Reference Number on the memo area of the check?
The Remittance Reference Number helps us identify your check and process your remittance accurately and expeditiously. It differentiates your remittance from other remittances.
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I don't have a printer to print the Confirmation of Remittance Instruction Page. Can I still use Remit2India?
We ask you to enclose a print out of the Confirmation of Remittance Instruction Page with your check only as an additional way to track your funds. If you have remembered to write your unique Remittance Reference Number in the memo area of your check, we can still process your remittance. However, in the UK, you would need to attach the Confirmation of Remittance Instruction Page with the check. So unless you are remitting from the UK, go ahead and use Remit2India without worrying about printing the Confirmation of Remittance Instruction Page. Do note that if you have chosen to send money through a wire transfer, you will definitely need to print this page to give to your bank, so that they will be able to send your funds to UTI Bank.
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How do I mail my check to UTI Bank?
The P.O.Box address of UTI Bank is specially coordinated with the local post office to facilitate express processing of mail. If you are in the U.S, it is best to use the US Postal System. You may use first class mail to ensure the check reaches us as soon as possible. However, please do not use a courier agency or registered post, as they do not deliver to P.O.Boxes.
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Can I change my mind on how I want to send money after I book my remittance?
No. If you choose, say, check payment on our website, and then decide to send a wire transfer, we will not be able to process your remittance. However, you can book a fresh transaction on the site and ignore the earlier transaction.
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Remitting from Australia :
Can I send money to India from Australia?
Yes. You can now send money from Australia to India through Remit2India. The service supports payments by sending domestic wire transfers to our account in Australia.
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How much does it cost to send money from Australia?
Amount (AUD) Transaction Fee (AUD)
11-200 3
201-500 6
501-5000 9
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How much can I send from Australia in a single transaction?
The minimum amount per transaction is AUD 100 and the maximum is AUD 10000. Weekly and annual limits based on Remit2India policy will also apply.
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What are the payment modes currently supported in Australia?
Currently in Australia, Wire Transfer service is supported.
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How long does it take to send money to India from Australia?
In the case of a wire transfer, the money could be delivered to your beneficiary in India as fast as 48 hours (2 working days).
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Remitting from Canada :
Can I send money to India from Canada?
Yes. You can now send money from Canada to India through Remit2India. The service supports payments by sending domestic wire transfers to our account in Canada.
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How much does it cost to send money from Canada?
Currently all transactions from Canada are FREE.
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How much can I send from Canada in a single transaction?
The minimum amount per transaction is CAD 500 and the maximum is CAD 10000. Weekly and annual limits based on Remit2India policy will also apply.
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What are the payment modes currently supported in Canada?
Currently in Canada, Wire Transfer service is supported. The Check service is temporarily not available.
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How long does it take to send money to India from Canada?
In the case of a wire transfer, the money could be delivered to your beneficiary in India as fast as 48 hours (2 working days).
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Remitting from United Kingdom :
 
Can I send money to India from UK?
Yes. You can now send money from UK to India through Remit2India. You can make direct Wire Transfers into our account in the UK. Our recently launched Online Transfer Service supports Internet based payments to our account in the UK using Bankers Automated Clearing Service (BACS).You can also send a local check to our Lockbox in London.
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How much does it cost to send money from UK?
Amount (GBP) Transaction Fee (GBP)
11 - 700 3
701 - 5000 0
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How much can I send from UK in a single transaction?
The minimum amount per transaction is GBP 50 and the maximum is GBP 5000. Weekly and annual limits based on Remit2India policy will also apply.
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What are the payment modes currently supported in UK?
Currently in United Kingdom, you can pay us by making an Internet based transfer into our UTI Bank account in the UK. This can be done using Bankers Automated Clearing Service (BACS) Wire transfers can be made directly into our UTI Bank account in London.You can also send a local check to our Lockbox location in London.
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How long does it take to send money to India from the UK?
Wire Transfers through the BACS network takes upto 3 days for us to receive your funds.The check mode takes 5 days for us to receive the money.
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Remitting from Euroland :
 
Can I send money to India from Euroland?
Yes. You can now send money from countries in Europe, which are part of the Euro community, through Remit2India. The recently launched service supports payments through domestic wire transfers to our account in Germany for any Euro remittance.
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From which countries can I send money through Remit2India?
You can send money in Euro from Austria, Belgium, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Netherlands, Portugal and Spain.
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How much does it cost to send money from Euroland?
Amount (Euro) Transaction Fee (Euro)
200 - 500 2
501 - 1000 5
1001 - 7500 8
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How much can I send from Euroland in a single transaction?
The minimum amount per transaction is Euro 500 and the maximum is Euro 7500. Weekly and annual limits based on Remit2India policy will also apply.
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What are the payment modes currently supported in Euroland?
Currently, the Wire Transfer facility is available for remittances from Euroland.
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How long does it take to send money to India from Euroland?
In the case of a wire transfer, the money could be delivered to your beneficiary in India as fast as 48 hours (2 working days).
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Remitting from Japan :
 
Can I send money to India from Japan?
Yes. You can now send money from Japan to India through Remit2India. The service supports payments by sending domestic wire transfers to our account in Japan.
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How much does it cost to send money from Japan?
Amount (JPY) Transaction Fee (JPY)
10000 - 500000 1000
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How much can I send from Japan in a single transaction?
The minimum amount per transaction is JPY 10,000 and the maximum is JPY 500000. Weekly and annual limits based on Remit2India policy will also apply.
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What are the payment modes currently supported in Japan?
Currently in Japan, Wire Transfer service is supported.
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How long does it take to send money to India from Japan?
In the case of a wire trans